Risk Rising That Retirees Will Outlive Their Assets

Buffalo NewsJuly 05, 2011

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Summary


Retirees may have to delay Social Security benefits and buy an annuity to have enough money for retirement, a federal government study suggests.

"The risk that retirees will outlive their assets is a growing challenge," according to a study from the Government Accountability Office released Friday. Increased life expectancies and health care costs coupled with declines in financial markets and home equity over the last few years have "intensified" workers' concerns about how to manage their savings in retirement, the report said.

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Risk Rising That Retirees Will Outlive Their Assets

Annuities are insurance contracts that can offer a steady stream of income for life. High-income households generally don't need them, according to experts the GAO consulted. Middle-income households,...

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